if (!function_exists('baumeister_mikado_sticky_header_global_js_var')) { function baumeister_mikado_sticky_header_global_js_var($global_variables) { $global_variables['mkdStickyHeaderHeight'] = baumeister_mikado_get_sticky_header_height(); $global_variables['mkdStickyHeaderTransparencyHeight'] = baumeister_mikado_get_sticky_header_height_of_complete_transparency(); return $global_variables; } add_filter('baumeister_mikado_js_global_variables', 'baumeister_mikado_sticky_header_global_js_var'); } if (!function_exists('baumeister_mikado_sticky_header_per_page_js_var')) { function baumeister_mikado_sticky_header_per_page_js_var($perPageVars) { $perPageVars['mkdStickyScrollAmount'] = baumeister_mikado_get_sticky_scroll_amount(); return $perPageVars; } add_filter('baumeister_mikado_per_page_js_vars', 'baumeister_mikado_sticky_header_per_page_js_var'); } if (!function_exists('baumeister_mikado_register_sticky_header_areas')) { /** * Registers widget area for sticky header */ function baumeister_mikado_register_sticky_header_areas() { register_sidebar( array( 'id' => 'mkd-sticky-right', 'name' => esc_html__('Sticky Header Widget Area', 'baumeister'), 'description' => esc_html__('Widgets added here will appear on the right hand side from the sticky menu', 'baumeister'), 'before_widget' => '
', 'after_widget' => '
' ) ); } add_action('widgets_init', 'baumeister_mikado_register_sticky_header_areas'); } if (!function_exists('baumeister_mikado_get_sticky_menu')) { /** * Loads sticky menu HTML * * @param string $additional_class addition class to pass to template */ function baumeister_mikado_get_sticky_menu($additional_class = 'mkd-default-nav') { baumeister_mikado_get_module_template_part('templates/sticky-navigation', 'header/types/sticky-header', '', array('additional_class' => $additional_class)); } } if (!function_exists('baumeister_mikado_get_sticky_header')) { /** * Loads sticky header behavior HTML */ function baumeister_mikado_get_sticky_header($slug = '', $module = '') { $page_id = baumeister_mikado_get_page_id(); $menu_area_position = baumeister_mikado_get_meta_field_intersect('set_menu_area_position', $page_id); $parameters = array( 'hide_logo' => baumeister_mikado_options()->getOptionValue('hide_logo') == 'yes' ? true : false, 'sticky_header_in_grid' => baumeister_mikado_get_meta_field_intersect('sticky_header_in_grid') == 'yes' ? true : false, 'menu_area_position' => baumeister_mikado_get_meta_field_intersect('set_menu_area_position', $page_id), 'menu_area_position_class' => !empty($menu_area_position) ? 'mkd-menu-' . $menu_area_position : 'mkd-menu-right' ); $module = !empty($module) ? $module : 'header/types/sticky-header'; baumeister_mikado_get_module_template_part('templates/sticky-header', $module, $slug, $parameters); } } if (!function_exists('baumeister_mikado_get_sticky_header_height')) { /** * Returns top sticky header height * * @return bool|int|void */ function baumeister_mikado_get_sticky_header_height() { $allow_sticky_behavior = true; $allow_sticky_behavior = apply_filters('baumeister_mikado_allow_sticky_header_behavior', $allow_sticky_behavior); $header_behaviour = baumeister_mikado_get_meta_field_intersect('header_behaviour'); //sticky menu height, needed only for sticky header on scroll up if ($allow_sticky_behavior && in_array($header_behaviour, array('sticky-header-on-scroll-up', 'sticky-header-on-scroll-down-up'))) { $sticky_header_height = baumeister_mikado_filter_px(baumeister_mikado_options()->getOptionValue('sticky_header_height')); return $sticky_header_height !== '' ? intval($sticky_header_height) : 70; } else { return 0; } } } if (!function_exists('baumeister_mikado_get_sticky_header_height_of_complete_transparency')) { /** * Returns top sticky header height it is fully transparent. used in anchor logic * * @return bool|int|void */ function baumeister_mikado_get_sticky_header_height_of_complete_transparency() { $allow_sticky_behavior = true; $allow_sticky_behavior = apply_filters('baumeister_mikado_allow_sticky_header_behavior', $allow_sticky_behavior); if ($allow_sticky_behavior) { $stickyHeaderTransparent = baumeister_mikado_options()->getOptionValue('sticky_header_background_color') !== '' && baumeister_mikado_options()->getOptionValue('sticky_header_transparency') === '0'; if ($stickyHeaderTransparent) { return 0; } else { $sticky_header_height = baumeister_mikado_filter_px(baumeister_mikado_options()->getOptionValue('sticky_header_height')); return $sticky_header_height !== '' ? intval($sticky_header_height) : 70; } } else { return 0; } } } if (!function_exists('baumeister_mikado_get_sticky_scroll_amount')) { /** * Returns top sticky scroll amount * * @return bool|int|void */ function baumeister_mikado_get_sticky_scroll_amount() { $allow_sticky_behavior = true; $allow_sticky_behavior = apply_filters('baumeister_mikado_allow_sticky_header_behavior', $allow_sticky_behavior); $header_behaviour = baumeister_mikado_get_meta_field_intersect('header_behaviour'); //sticky menu scroll amount if ($allow_sticky_behavior && in_array($header_behaviour, array('sticky-header-on-scroll-up', 'sticky-header-on-scroll-down-up'))) { $sticky_scroll_amount = baumeister_mikado_filter_px(baumeister_mikado_get_meta_field_intersect('scroll_amount_for_sticky')); return $sticky_scroll_amount !== '' ? intval($sticky_scroll_amount) : 0; } else { return 0; } } } House Logic – Miotto Distribuidora
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Today’s market looks very different from the one in 2008, Yun says. A preapproval letter signals to sellers that you’re a serious buyer, and it could help strengthen your offer. By comparison, financial experts often recommend households keep that share under 28% of gross monthly income to avoid becoming cost-burdened. That means the typical family spends 25.7% of their income on housing.

  • Given the benefits, a VA loan is often the best mortgage option for people who qualify.
  • How do you expand the impact of HouseLogic’s expert advice and package it into an easy-to-use, easy-to-market and easy-to-monetize offering?
  • If you’re getting an ARM, the minimum down payment requirement is 5%.
  • If it doesn’t fit in your home, is it really worth keeping?
  • Many fabric softeners have also been linked with harmful chemicals, including quats, or quaternary ammonium compounds.

Government Loans

Lynn Ettinger has written about real estate and business for more than two decades. Following a seasonal home maintenance checklist will prioritize your time and money, familiarize you with your home’s systems, and protect your investment. First-time home buyers in particular are seeking co-buying solutions to overcome home affordability hurdles. The iconic REALTOR® logo means that you’ve found a REALTOR® – a real estate professional who is a member of the National Association of REALTORS®. LookForTheR.realtor (formerly content by HouseLogic) is a free source of information and tools from the NAR that you can use to help your clients make smart and timely decisions about their homes. All historical reports and data can be found in the REALTOR® Store.

To pick the best loan for your situation, think about your situation. Your source for ready-to-use articles on all aspects of homeownership, including homebuying and selling, for your consumer communications. Looking back, Costello says she likely could have avoided some of her remodeling nightmare by spotting the red flags. Being licensed, bonded, and insured can lend credibility to contractors and offer protection to homeowners, but these credentials come with some limitations, according to Rudin. You can also find out whether a contractor you’re considering has been certified by an industry organizations. “If the company has a bad BBB rating, this means they likely have failed to satisfy real customers who had real experiences.”

Listing realtors don’t sell apparently – buyers agents do (what a crock). What makes this most interesting is that in the past, real estate professionals have been reminded time and again that the Association is member centric, and finally that is no longer the case. HouseLogic seeks to be a Resource not found elsewhere on the web, helping consumers improve and maintain the value of their home, providing resources and cost savings in the process- the “Mint.com for homeowners”, says Jim Duncan. And because they don’t earn a paycheck from your loan selection, their advice about mortgages should be impartial. Let’s start with the most common type of mortgage, that workhorse of home loans — the fixed-rate mortgage.

Home Maintenance Checklist for the First Year of Home Ownership – and Beyond

Ultimately, you’ll be working with your loan officer or broker to narrow these choices and find a loan that works for houselogic.com you and your finances. Only a select number of lenders offer USDA loans; here’s a list of USDA-approved lenders nationwide. Given the benefits, a VA loan is often the best mortgage option for people who qualify. A broad swath of people, including those with lower credit scores and income, use FHA loans. That depends on which government loan you’re looking at. If you’re not a first-time home buyer or you earn 80% or less than the median income in your area, the down payment requirement is 5%.

Realtor® Resources

In mortgage shopping, it’s also important to compare loan terms and understand that adjustable rates can rise significantly over time. A real estate professional can help you prioritize which projects are strong investments in your market. One of the top remodeling projects that can increase homeowners’ satisfaction with their home is new wood flooring, according to the NAR report. Painting the entire home or even one room is the most common project real estate agents recommend to make properties more marketable, according to the NAR report. Indeed, a closet renovation could offer an 83% return on the upfront cost at resale and is one of the top remodeling projects the NAR report identified.

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Whether you’re reading headlines or listening to opinions or news, checking the facts and the numbers behind them will separate facts from real estate myths and lead to more-sound real estate decisions. In addition to VA and USDA loans, many state-specific home-buying grants and first-time home buyer down payment programs are available, he says. Housing myths may leave you confused about what’s really happening in the real estate market.

HouseLogic content covers home improvement, maintenance, taxes, finance, insurance, and ways for homeowners to get involved in and enrich their communities. The National Association of REALTORS® cares about homeownership.

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